Amazon.com and the $32,000 Brain Budget - Step 19 - The education budget you must institute
March is tax season and also the time that broke people spend their money on things they wouldn't normally be able to afford. Are you one of those people?
If so, then this step 19 of the 67 steps was made especially for you!
While the concept of this step is pretty easy and simple, it is also of extreme importance. Tai goes straight into the point of how everyone should have an education budget and dedicate much of one's income on growing their muscle brain.
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When was the last time you spent money on a seminar? How much did you spend on books last year? These are all questions that you will have to ask yourself in order to have a real idea of how much you really value knowledge.
Tai gives an example of someone he knows that was broke and in need of financial clarity. So, while at a store with the guy, Tai recommends a book that could help him tremendously. The guy asked how much the book was and quickly shouted that he did not have the $75 to spend on the book.
However, Tai pointed out to him that he was wearing a pair of Jordan's that cost him $160.
This is the perfect example of someone who puts more importance on a pair of shoes over knowledge that is going to help them achieve their goals. If you want success you cannot think and act in this manner. There isn't anything wrong with purchasing Jordan's but you must learn how to use your discretionary income wisely.
Discretionary income is the money that is left over after you have paid all your bills and purchased all your necessities. In this step it is recommended to take 30% of your discretionary income and invest on doubling down your brain.
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You have to make a commitment to yourself that from now on, you will no longer just buy things that rust, rot and depreciate. Instead you will buy seminars, books, travel to meet with people that can add great value to your life.
There is nothing wrong with buying clothes, brand items or nice cars, the problem is the ratio that is spent on those items. So, get really good at knowing what you spend your money on, figure out your discretionary income and start investing on yourself.
Remember, if you learn something new and valuable to your life every day, you will know 365 days by the end of the year. How much would that improve your life?
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